๐Ÿ’ฐ SmartMoneyCalcs

Currency Converter ๐Ÿ’ฑ

Convert between major currencies.

Convert

Reference rates only (USD base, snapshot). For payments and remittances use your bank's live rate.

1 equals
1 equals

How to use this calculator

1

Type the amount you want to convert.

2

Pick the source currency.

3

Pick the destination currency.

4

Tap ๏ฟฝ

5

to flip both sides if you want the reverse.

Calculation method

We hold a small table of USD-base reference rates and convert via that pivot: amount_to = amount_from ร— (rate_to รท rate_from). Rates shown are reference snapshots โ€” banks, brokers, and ATMs may use a spread that differs by 1โ€“3%.

Data source: USD-base reference rates (snapshot). A scheduled refresh against a free public FX feed (using the exchange_rates_cache table) is layered on in STEP 11.

Last data update: May 24, 2026

Worked examples

Tourist budget

$100 USD โ†’ EUR

โ‰ˆ โ‚ฌ92
Trip to Tokyo

$500 USD โ†’ JPY

โ‰ˆ ยฅ77,500
Send to family

โ‚ฌ1,000 EUR โ†’ INR

โ‰ˆ โ‚น90,650

Use your bank for the actual quoted rate.

Frequently asked questions

Banks and exchanges add a spread or fee on top of the mid-market rate. Multi-currency cards and brokers usually offer the closest to interbank rates.

Not in this tool. For BTC/ETH/etc. use our crypto calculators (different site in the series).

Reference only โ€” see Calculation Method.

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Guide

Personal Finance Basics: Complete 2026 Guide
Personal finance disclaimer. Personal finance calculations are educational tools. Actual financial outcomes depend on many factors. SmartMoneyCalcs is not a financial advisor โ€” consult with a Certified Financial Planner for personalized advice.
Last updated: May 24, 2026